Most Americans have very little choice but to provide their personal information to credit bureaus. Hackers have found a way into that data supply chain, and are advertising access in group chats used by violent criminals who rob, assault, and shoot targets.
This is a most excellent place for technology news and articles.
We don’t even provide it, they just take it. You can’t do anything to stop them. Getting inaccurate information removed is a full-time job.