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Averages really obfuscate the story here. A ~$6300 average could mean 6 people carrying $6300 balances or five carrying no balance and one dude carrying $30k+. I’d love to see the distribution here because leaning on credit for necessities is what people do when they’re falling out of the middle class.
Agree. Weighted arithmetic mean would help. And/or breaking it up by net worth or income.
The article does link to a longer transunion report with more quarterly detail.