Lots of shitty parents out there. It’s so bad that before you get your first paycheck in boot camp, they march the entire division over to the Navy Federal Credit Union, and whatever Bank was on base, and made you open an account with one of them, your choice. I went with the Credit Union.
Despite having health insurance I’ve lost my life savings three times now to medically necessary surgery that my insurance only covered a portion of. Insurance that cost a quarter of my income.
When I was in my twenties, I got a hernia. 16k out of pocket.
A bit later, a chair at work collapsed and I broke my wrist, workers comp paid for everything treatment wise including physical therapy, my wrist is still messed up, but workers comp showed me that actual medical care IS possible.
In my thirties, I broke both my ankles when I was knocked down some stairs on the way to catch a bus to work. I went to work, worked 6 hours on broken ankles and then took a bus to the hospital that decided my insurance would only cover one, and the other one was going to be mostly out of pocket. 12k out of pocket.
and then had a polyp on my vocal cord. Health insurance covered about 2000 of that leaving me with an 8k bill. My supplemental Aflac insurance covered the cost of a taxi (up to 40 dollars one way!) to the doctor for follow up appointments.
Now I can’t walk right, can’t lift shit, and can barely afford insurance, I need a follow up surgery for my hernia and I’m better off losing my job and going on medicaid than trying to keep a job and pay for it myself.
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I never missed a healthy day of work in the past 22 years, i have called in sick a handful of times to prevent others from getting sick.
I worked 84h weeks, but mainly 40/45h weeks.
If i hadn’t had my savings taken away at 17 i could have bought a house at 18, nowadays my labour isn’t valuable enough to afford me a house.
So if anyone has a spare 500k laying around so i can buy a small house…i’d gladly receive it.
We could wait the extra 5 years but i’m afraid a small home will cost closer to a million then.
Gotta love this economy and all these fancy modern things we get to enjoy…if we can afford them.
Can you elaborate about the savings taken away at 17?
Lots of shitty parents out there. It’s so bad that before you get your first paycheck in boot camp, they march the entire division over to the Navy Federal Credit Union, and whatever Bank was on base, and made you open an account with one of them, your choice. I went with the Credit Union.
It’s a parents thing, same happened to my sister.
Despite having health insurance I’ve lost my life savings three times now to medically necessary surgery that my insurance only covered a portion of. Insurance that cost a quarter of my income.
When I was in my twenties, I got a hernia. 16k out of pocket.
A bit later, a chair at work collapsed and I broke my wrist, workers comp paid for everything treatment wise including physical therapy, my wrist is still messed up, but workers comp showed me that actual medical care IS possible.
In my thirties, I broke both my ankles when I was knocked down some stairs on the way to catch a bus to work. I went to work, worked 6 hours on broken ankles and then took a bus to the hospital that decided my insurance would only cover one, and the other one was going to be mostly out of pocket. 12k out of pocket.
and then had a polyp on my vocal cord. Health insurance covered about 2000 of that leaving me with an 8k bill. My supplemental Aflac insurance covered the cost of a taxi (up to 40 dollars one way!) to the doctor for follow up appointments.
Now I can’t walk right, can’t lift shit, and can barely afford insurance, I need a follow up surgery for my hernia and I’m better off losing my job and going on medicaid than trying to keep a job and pay for it myself.
I’ll be renting forever
House prices have been falling for the last year now. Maybe… Nah. But maybe…