An individual would have to work a bit more than 34 hours to afford just the dwelling.
That’s reasonable…that’s around 1/4 of their income which is typically the guideline for housing if you want a savings account as well.
For reference, that’s roughly what I put in to afford my mortgage.
The rest of it is fluff “what ifs” and kind of out of context. We could’ve had universal income and health but people keep going with the safe choices on votes instead of the things we really need.
And the other items are not fluff. One has to be fed and clothed.
They are indeed fluff and out of scope for house prices. They have no impact on the house prices at all…and again…if you want to go down that road…I can get a full wardrobe for 100-150$ if I’m thrifty. Way less if I’m in a temperate climate. Food is also dirt cheap if you know how to cook.
As for what I pay on my mortgage…enough. It’s not a mansion, but a nice upper middle class home.
I also spent 2 years of my life dirt ass poor…rice and beans, and missing car payments poor. I can make due on pennies if I have to…but boy does it suck.
What’s your end game? Do you just want houses to be free? A 20k house trailer is as affordable as it gets.
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That’s reasonable…that’s around 1/4 of their income which is typically the guideline for housing if you want a savings account as well.
For reference, that’s roughly what I put in to afford my mortgage.
The rest of it is fluff “what ifs” and kind of out of context. We could’ve had universal income and health but people keep going with the safe choices on votes instead of the things we really need.
A quarter of their income for housing…for a fictitious $20k used manufactured home. Mind you, we never included the taxes or the rental or owned land.
And the other items are not fluff. One has to be fed and clothed.
And since you opened the door, what do you pay for your mortgage?
They are indeed fluff and out of scope for house prices. They have no impact on the house prices at all…and again…if you want to go down that road…I can get a full wardrobe for 100-150$ if I’m thrifty. Way less if I’m in a temperate climate. Food is also dirt cheap if you know how to cook.
As for what I pay on my mortgage…enough. It’s not a mansion, but a nice upper middle class home.
I also spent 2 years of my life dirt ass poor…rice and beans, and missing car payments poor. I can make due on pennies if I have to…but boy does it suck.
What’s your end game? Do you just want houses to be free? A 20k house trailer is as affordable as it gets.